Challenges: the changing face of the card scheme landscape
The global card scheme landscape is changing.
New technologies are prompting the creation of new legislation and are opening space for new players, with Fintechs forging ahead in emerging technologies such as biometrics, social payment, wearables and, of course, blockchain.
This is accompanied by conversations around lowering cost & complexity in the management of new and existing technology platforms. For many, the technologies also hold opportunities…
Read on to learn what opportunities Hardware Security Modules hold for you.
Opportunity: streamlining technologies to reduce complexity and drive innovation – chose the right HSM!
One of the proven technologies enabling payment transactions, the Hardware Security Module, is also suitable for use in open APIs, blockchain, mobile, post-quantum cryptography (PQC) and any public key infrastructure (PKI) used to manage identity in IoT, IIoT, Industry 4.0, and many other use-cases and applications.
HSMs generate and store cryptographic material and keys and are thus the backbone for securing blockchain, mobile payment and any PKI used to manage the IoT. The cryptographic material generated by HSM is used for:
- Authentication to blockchains, IoT and mobile devices, but also for card usage.
- Utimaco offers a free Simulator, so if you want to test the software version of our hardware for your application or use-case, be sure to download the Simulator on our website.
- Card issuance is secured by HSMs during various steps of the process – especially in EMV chip card technology instances.
- Utimaco HSMs give you the option to run general purpose and payment on the same HSM and thus allow you to be efficient and flexible at the same time.
- The Utimaco Software Development Kit allows you to customize any firmware.
- Blockchain technology itself uses HSM to perform the crypto on the digital “blocks” –
- Utimaco HSMs are blockchain ready – they come with a very flexible Software Development Kit (SDK) to customize the firmware running on the HSM and are also quantum safe.
- Alternative payment methods and new business models: HSMs are already capable for the current requirements, and also provide the agility needed when implementing new technology platforms as these appear in growing and changing markets.
- Utimaco HSMs are fully customizable via their Software Development Kit (SDK)
- Utimaco offers Professional Services to help you develop these customized solutions as well as
- Certification Assistance: we offer support with you obtaining Certification
- Plus: Utimaco’s fully customizable HSMs are also available in the cloud.
So if you would like to simplify your HSM technology landscape to enable innovation and reduce complexity – both for general purpose HSM & payment HSMs:
Choose Utimaco for
- Simplicity: one technology platform for General Purpose & Payment HSMs
- And the flexibility and support we offer you to customize your solutions via our SDK
