The non-cash retail market is changing rapidly.
The industry is experiencing a swell of innovation from new Fintech players and established players alike, driving new applications and systems that are connected to the core network. While mobile, cloud and new regulations like PSD2 disrupt business models, banks and service providers need out-of-the-box, proven, reliable technology to interface with the core payment infrastructure.
With the addition of Atalla to the Utimaco family, players across the financial services market can feel confident their innovations in payments are secured by Atalla, today and tomorrow.
The payment processing industry is currently going through a wave of infrastructure modernization that is required to compete effectively with FinTech innovators and address evolving customer needs as well as regulatory demands. This digital revolution will extend well beyond consumer payments and cards causing significant changes in all areas of finance.
Src.: Paul Thomalla, SVP Global Corporate Relationships and Business Development, ACI Worldwide
Banking and financial services including payment
The payment, banking and financial services landscape is changing. Online banking and mobile payment is growing. Both Fintech and established players are setting the pace in innovation, redefining regulation and their own business models. To secure their competitiveness, players in the banking and financial services industry will look to their vendors to help them compete and comply.
Utimaco is committed continually investing in to innovation in payments. HSMs and Data protection will remain one of the backbones of the non-cash payment industry.
Cryptography is the single underlying technology that delivers these requirements, and Hardware Security Modules (HSMs) are the custodians of trust for cryptography, holding highly sensitive key material, processing transactions and generating, issuing and validating identities and payment cards.
Utimaco can serve customers with different application needs within the banking and financial space such as
- Interbanking clearing and settlement,
- card issuance,
- PIN Transaction Security, and
- Transaction authorization
- alternative payment methods including
- mobile payment
- contactless
- etc.
- Cloud deployment as well as
- potential disruptors like
- Blockchain and
- PSD2.
Utimaco offering for banking and financial services customer:
Solutions from Utimaco for the banking and financial services industry create trust to answer and anticipate the security, business and regulatory challenges for the non-cash payment market – no matter where data is created, shared or stored. We protect the confidentiality and integrity of your data and transactions.
To support customers and partners, Utimaco now offers two HSM product lines for the banking and financial services segment with payment & and card issuance functionality:
- Atalla AT 1000 for payment transactions and
- PaymentServer for card issuance
Utimaco also offers product lines for
- SecurityServer: Identity security and enterprise PKIs – from issuance to use as authentication, identities must have security that reflects their intrinsic value and the risk that is associated with their use
- Enterprise Key Manager (ESKM) And last but not least: Any data at rest and in motion in or into the cloud needs to be secured
Utimaco HSMs: Atalla AT1000 and PaymentServer
Utimaco supplies HSMs that support traditional payment interfaces required in the payment processing ecosystem. They support the creation of customized firmware for payment interfaces, general purpose interfaces and the creation of dedicated specific algorithms. They also support general purpose interfaces used by external applications that may be supplied by an external technology vendor or are written in-house.
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Utimaco is the only vendor who supports all of the requirements simultaneously in a single appliance, along with a simulator to support developers and integrators in the early stages of a deployment.
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Utimaco truly is the HSM of choice for flexibility and cost efficiency for all applications in the payment and finance industry, from startup to global institutions.
Please use the below contact form or send us an e-mail at hsm@utimaco.com if you want to know more about our offering.
